Collision Coverage Auto Insurance
Compare Collision Insurance Coverage Options & Find Affordable Protection
Collision coverage helps pay for damage to your vehicle after an accident involving another vehicle or object. Whether you drive a new car, finance your vehicle, lease a vehicle, or simply want added protection against expensive repair costs, collision insurance may help reduce your financial risk after a covered accident.
At The Auto Insurance Network, we help drivers compare collision coverage insurance options from participating providers nationwide.
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Explore affordable collision insurance options and find protection designed for your vehicle and budget.
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Understanding Collision Coverage
What Does Collision Coverage Cover?
What Collision Coverage Does NOT Cover
What Collision Coverage Does NOT Cover
Collision coverage may help pay for:
Vehicle Repair Costs
Repairs related to covered accident damage.
Vehicle Replacement Value
If your vehicle is declared a total loss after a covered accident, collision coverage may help pay the vehicle’s actual cash value, minus your deductible.
Single-Car Accidents
Coverage may apply even if no other driver is involved.
Hit-and-Run Damage
Some hit-and-run accidents may fall under collision coverage depending on the situation and state laws.
What Collision Coverage Does NOT Cover
What Collision Coverage Does NOT Cover
What Collision Coverage Does NOT Cover
Collision insurance generally does NOT cover:
- Theft
- Vandalism
- Fire damage
- Flood damage
- Hail damage
- Animal collisions (in many cases)
- Mechanical breakdowns
- Normal wear and tear
These situations may instead fall under comprehensive coverage or other policy types.